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Students LoansWhat the U.S. Could Learn from Other Countries’ Student Loan Systems
Have you ever felt crushed under the weight of your student loans? You’re not alone. One borrower shared that after 13 years of repayment, they finally paid off their law school debt—only to discover they had paid $127,000 in interest on top of the principal. They borrowed $95,000 for law school and ended up paying just over $222,000 between 2012 and 2025. Years of lean income and an income-based repayment plan (which they called “such a scam”) meant that interest kept compounding, making the journey feel endless.
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Personal LoansWeird But True: Everyday Things a Personal Loan Can Actually Cover
When most people hear “personal loan,” they immediately think of boring stuff like paying off credit card debt, fixing up the house, or maybe covering the cost of a wedding. But here’s the thing: personal loans are way more flexible than most people realize. Lenders don’t really care what you use the money for (as long as it’s legal). And once you see the possibilities, it might just change the way you think about borrowing.
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Students loansThe Future of Student Loans: Policy Changes and Trends Every Borrower Should Know
Student loans have long been a hot-button issue in the United States, affecting millions of current and former students. With total student loan debt surpassing $1.7 trillion, policymakers continue to debate how best to reform the system to ease the burden on borrowers while maintaining a sustainable framework. If you currently have student loans or plan to take them out, understanding upcoming legislative proposals and trends is essential to make informed decisions and prepare for changes ahead.
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Personal LoansHidden Fees in Personal Loans: What Lenders Might Not Tell You
When you apply for a personal loan, the process might seem simple enough. You borrow a fixed amount, agree to pay it back over time, and expect to pay some interest. But here's the catch—many borrowers are shocked to discover extra charges that weren't clearly mentioned upfront. These "hidden fees" can sneak into your loan agreement and quietly increase the cost of borrowing by hundreds—or even thousands—of dollars.
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Home LoansWhat Millennial Homebuyers Wish They Knew About Loans Before 30
Buying a home for the first time is exciting—but it can also be overwhelming, especially when it comes to understanding home loans. For many millennials, navigating the world of mortgages feels confusing, stressful, or just plain frustrating. If you're thinking about buying a home or just curious about the process, this article breaks down key things millennial homebuyers wish they had known about loans before turning 30. Knowing these tips early can save you money, reduce stress, and help you make smarter decisions.
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Bad Credit LoansThe Best (and Worst) States for Bad Credit Homebuyers in 2025
Think your bad credit means you’re stuck renting forever? Not necessarily. While it’s true that buying a home with poor credit isn’t easy, where you live (or plan to live) can make a huge difference. In fact, some states are surprisingly friendly to bad credit borrowers—offering programs, flexible lenders, and lower home prices that could make owning a home way more achievable than you think.
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Auto LoansWhat Credit Score Do You Really Need for a Car Loan?
Shopping for a new (or new-to-you) car can be exciting—until you start thinking about the loan. One of the first questions people ask is, “What credit score do I need to get approved?” The truth is, there’s no one-size-fits-all answer. Your credit score does affect your chances of approval and the interest rate you’ll get—but lenders look at more than just a number.
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Students LoansDrowning in Student Loans? Here's How to Lower That Pesky Interest Rate
Let’s be real—student loans don’t feel like a loan. They feel like a lifelong subscription to stress. You graduate, land a job, maybe even start adulting a little... but those monthly payments? Still there. Still eating your paycheck. And if your interest rate is sky-high, it can feel like you’re paying a fortune just to stay in debt.
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Personal LoansI Regret Taking That Loan — Real Mistakes Borrowers Wish They Knew
Taking out a personal loan can feel like a lifesaver—until it starts feeling more like a trap. Whether it's to cover an emergency, consolidate debt, or fund a dream vacation (we're not judging), borrowing money seems simple enough. But talk to a few people who’ve done it, and you’ll start to hear a familiar tune: “If I could go back, I’d do it differently.”
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Home LoansThink You Can’t Get a Mortgage as an Uber Driver? Here’s What Lenders Actually Look At
— The real loan options for Uber drivers, DoorDashers, and other 1099 hustlers